 | Jody R. Westby - 2004 - 284 pages
...(1) In general. The term "consumer report" generally means any written, oral, or other communication of any information by a consumer reporting agency...factor in establishing the consumer's eligibility for (A) credit or insurance to be used primarily for personal, family, or household purposes; (B) employment... | |
 | David Queen - 2005 - 325 pages
...written, oral, or other communication of any information by a consumer reporting agency bearing on the consumer's credit worthiness, credit standing, credit...expected to be used or collected in whole or in part for purpose of serving as a factor in establishing the consumer's eligibility for (1) credit or insurance... | |
 | United States. Congress. House. Committee on Financial Services - 2005 - 130 pages
...12 CFR Parts 568, 570, 571; 69 FR 69269 to be codified at 12 CFR Parts 717, 748. 16 CFR § 682.1(b). consumer reporting agency bearing on a consumer's...personal characteristics, or mode of living," which is intended to assist in "establishing the consumer's eligibility for — (A) credit or insurance to be... | |
 | Eugene F. Ferraro - 2005 - 598 pages
...furnishing consumer reports to third parties. • Consumer report (CR): Any report from a CRA reflecting the credit worthiness, credit standing, credit capacity,...personal characteristics, or mode of living which is used solely or partially for the purpose of serving as a factor in establishing the consumer's eligibility... | |
 | Diane Arthur - 2006 - 382 pages
...two types of reports. The first is the consumer report, which impacts an applicant's or employee's credit worthiness, credit standing, credit capacity,...reputation, personal characteristics, or mode of living, when such information is used for employment purposes. Examples of consumer reports include checks... | |
 | Joseph J. Doherty, Mary Moffatt Helms, Gary W. Wright - 2005 - 153 pages
...consumer report, the consumer reporting agency must communicate in the report information which bears on a consumer's: credit worthiness, credit standing,...character, general reputation, personal characteristics, or of mode of living. The statute does not define these descriptive terms. Therefore, if the report contains... | |
 | Mark Filipp - 2005 - 950 pages
...applicant's background. Remember, a consumer credit report includes third-party reports on creditworthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living. Most items (civil suits, civil judgments, records of arrest, paid tax liens, accounts placed for collection,... | |
 | Thomas J. Kelleher, Jr., Smith, Currie & Hancock - 2005 - 627 pages
...written, oral, or other communication of any information . . . bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living."12 If an employer seeks to rely upon a consumer report obtained from a consumer reporting agency... | |
 | Jack B. Siegel - 2006 - 742 pages
..."consumer report" as follows: The term "consumer report" means any written, oral, or other communication of any information by a consumer reporting agency...factor in establishing the consumer's eligibility for (A) credit or insurance to be used primarily for personal, family, or household purposes; (B) employment... | |
 | Lowell Ackerman - 2006 - 674 pages
...Jurisdiction: In law, the territory within which power can be exercised. Consum.er Report: Report of a consumer's credit worthiness, credit standing, credit...reputation, personal characteristics, or mode of living. Equal Employment Opportunity Laws: Collective body of federal laws that prohibit job discrimination.... | |
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consumer credit report" means any written, oral or other communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics... 
