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" consumer credit report" means any written, oral or other communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics... "
Pressures in Today's Workplace: Oversight Hearings Before the Subcommittee ... - Page 70
by United States. Congress. House. Committee on Education and Labor. Subcommittee on Labor-Management Relations - 1980
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The Consumer Banking Regulatory Handbook: 1998-1999

Price Waterhouse Coopers - 1998 - 254 pages
...source also requires a disclosure assuming the information bears upon the consumer's creditworthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living. Relationship to Regulation B Disclosures Disclosures under FCRAare independent from, and cannot be...
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Financial Privacy: Hearings Before the Subcommittee on Financial ..., Volume 4

United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit - 2000 - 570 pages
...include "any written, oral or other communication of any information . . . bearing on a consumer's ... character, general reputation, personal characteristics,...factor in establishing the consumer's eligibility for ... employment purposes." "Employment purposes" in turn, is defined to include not only the initial...
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H.R. 3408--The Fair Credit Reporting Amendments Act of 1999 ..., Volume 4

United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit - 2000 - 258 pages
...“any...communication of any information by a consumer reporting agency bearing on a consumer's...character, general reputation, personal characteristics, or mode...factor in establishing the consumer's eligibility for...employmeit purposes...”. (Section 603(d) of the Act, 15 US.C. § l681a(d).) A “consumer reporting...
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Protecting Privacy and Preventing Misuse of the Social Security ..., Volume 4

United States. Congress. House. Committee on Ways and Means. Subcommittee on Social Security - 2000 - 42 pages
...communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness ... which is used or expected to be used or collected...factor in establishing the consumer's eligibility for (1) credit or insurance to be used primarily for personal, family, or household purposes, or (2) employment...
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H.R. 4585--The Medical Financial Privacy Protection Act: Hearing ..., Volume 4

United States. Congress. House. Committee on Banking and Financial Services - 2000 - 240 pages
..."Consumer report" means a written, oral or other communication of information bearing on a natural person's credit worthiness, credit standing, credit capacity,...mode of living which is used or expected to be used in connection with an insurance transaction. G. "Consumer reporting agency" means a person who: (1)...
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Financial Privacy: Hearings Before the Subcommittee on Financial ..., Volume 4

United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit - 2000 - 560 pages
..."consumer report" means any communication of information by a consumer reporting agency that bears on a consumer's credit worthiness, credit standing,...characteristics, or mode of living, which is used or collected for a permissible purpose under FCRA. Other federal laws concerning financial privacy are...
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Privacy in Electronic Communications: Hearing Before the Subcommittee on ...

United States. Congress. House. Committee on the Judiciary. Subcommittee on Courts and Intellectual Property - 2000 - 172 pages
...by a consumer reporting agency. Second, the information that is collected must be used, or must be expected to be used, or collected in whole or in part for the purpose of serving as a factor in determining the consumer's eligibility for consumer credit or insurance, employment, or for another...
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105-2 Hearing: Privacy In Electronic Communications, Serial No. 132, March ...

2000 - 168 pages
...by a consumer reporting agency. Second, the information that is collected must be used, or must be expected to be used, or collected in whole or in part for the purpose of serving as a factor in determining the consumer's eligibility for consumer credit or insurance, employment, or for another...
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Undercover Investigations for the Workplace

Eugene Ferraro - 1999 - 318 pages
...furnishing consumer reports to third parties. Consumer Report: Any report from a CRA reflecting the credit worthiness, credit standing, credit capacity,...personal characteristics, or mode of living which is used solely or partially for the purpose of serving as a factor in establishing the consumer's eligibility...
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Financial Privacy: Hearings Before the Subcommittee on Financial ..., Volume 4

United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit - 2000 - 568 pages
...reports. A consumer report is a written, oral, or other form of communication of information that bears on a consumer's "credit worthiness, credit standing,...reputation, personal characteristics or mode of living..." A report containing a person's own "transactions or experiences" with consumers is exempt from the...
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