.... .bearing on a consumer's credit worthiness, credit standing, credit capacity, character, genera] reputation, personal characteristics or mode of living...which is used or expected to be used or collected m whole or in part for ihg nf serving as a factor in establishing the consumer's eligibility for...anpJDyjuenl...

...term was used in the FCRA. This included information shared between affiliates concerning consumers' credit worthiness, credit standing, credit capacity,...reputation, personal characteristics, or mode of living that was used, expected to be used, or collected for the purpose of establishing eligibility for credit...

...report" within the FCRA: The term "consumer report" means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness ... which is used or expected to be used or collected in whole or in part for the purpose of serving...

...includes information sought through a consumer reporting agency related to a person's creditworthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living. Investigative consumer reports are consumer reports in which the information is gathered through personal...

...communication, by a "consumer reporting agency," of any information that bean on a consumer's credit-worthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living that is collected or used (or expected to be collected or used) as a factor in establishing the consumer's...

...an employee." Section 603(h), IS USC § 1681a(h). 1 A "consumer report" means "any.. .communication of any information by a consumer reporting agency bearing on a consumer's.. .character, general reputation, personal characteristics, or mode of living which is used or expected...

...reports" broadly to include "any written, oral, or other communication" to a third party of information "bearing on a consumer's credit worthiness, credit...expected to be used or collected in whole or in part" for one of several general purposes.23 In particular, information bearing on one of the specified characteristics...

...description, consumer reports include more than just credit reports. A consumer report is any communication by a consumer reporting agency bearing on a consumer's...which is used or expected to be used or collected for the purpose of serving as a factor in establishing the consumer's eligibility for credit or insurance,...

...Subject to certain exceptions, a "consumer report" is any communication of any information that bears on a consumer's credit worthiness, credit standing,...reputation, personal characteristics, or mode of living, that is collected or used (or expected to be collected or used) as a factor in establishing the consumer's...

...because of information obtained from a person other than a consumer reporting agency bearing upon the consumer's credit worthiness, credit standing, credit...reputation, personal characteristics, or mode of living, the user of such information shall, within a reasonable period of time, upon the consumer's written...