| United States - 2001 - 1596 pages
...ownership or affiliated by common corporate control to the person taking the action; and (H) bears on the credit worthiness, credit standing, credit capacity,...reputation, personal characteristics, or mode of living of the consumer; and (ii) does not include — (I) information solely as to transactions or experiences... | |
| William R. Tracey, Daniel A. Bronstein - 2003 - 840 pages
...communication of information by a consumer reporting agency that relates to an employee's creditworthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living that is used or expected to be used or collected in whole or in part for the purpose of serving as... | |
| Gudrun Maria Nickel - 2003 - 290 pages
...obtained from a person, other than a consumer reporting agency. This affects your creditworthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living, and the user of such information must, within a reasonable period of time after receiving your written... | |
| United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs - 2004 - 742 pages
...information that constitutes a "consumer report," generally defined as a communication of information bearing on a consumer's credit worthiness, credit...general reputation, personal characteristics, or mode of living.8 In 1996, Congress adopted amendments to the FCRA that, among other things, specifically exclude... | |
| Claudia L. Hayward - 2004 - 172 pages
...worthiness of consumers to third parties. Consumer credit reports generally include information about a consumer's "credit worthiness, credit standing,...general reputation, personal characteristics, or mode of living."5 This information is gathered and sold to creditors, employers, landlords and other businesses.... | |
| Lawrence F. Wolper - 2004 - 994 pages
...reports for employment purposes. A consumer report includes any written, oral, or other communication of information by a consumer reporting agency bearing...on a consumer's credit worthiness, credit standing, character, general reputation, personal characteristics, or mode of living that is used for employment... | |
| BBP - 2004 - 828 pages
...applicant's background. Remember, a consumer credit report includes third-party reports on creditworthiness, credit standing, credit capacity, character, general...reputation, personal characteristics, or mode of living. Most items (civil suits, civil judgments, records of arrest, paid tax liens, accounts placed for collection,... | |
| |